Specialist Remortgage Advice
The principal reason homeowners choose to remortgage is to save money. You may be coming to the end of your current mortgage deal, or be unhappy with the existing lending rates of your mortgage. At Approachable Finance we weigh up the pros and cons of remortgaging and offer our clients unbiased advice to get you the best possible deal.
Talk To Us
Call 0345 3503655
For independent advice to help secure you the best possible mortgage deal
Once we have built a clear picture of your financial circumstances and property investment goals, we take an unbiased approach; sourcing the most suitable products from the entire mortgage marketplace rather than favouring one provider over another.
*Buy-to-let mortgages are not always regulated by the FCA.
Considering Buy to Let?
There are still good returns to be had in the buy to let marketplace, but it’s important to consider a few of the fundamentals before taking the plunge:
Establish a budget
The temptation to overstretch financially with an eye on larger returns is often a pitfall for first-time buy-to-letters. Seeking expert advice will help establish a level of property investment risk and commitment that suits your financial circumstances.
Choose your tenant types carefully
The type of tenants you attract to your property will in some part be dictated by your budget and the location of the property but it’s worth considering from the outset the type of tenant you want – for example, students, professionals, families. Deciding this early will help with decisions about furnishings, bills and the length of tenancy agreements.
Location, Location, Location
Firstly, treat your choice of location as a business decision rather than a personal preference. Is the area up-and-coming? Are there good schools, transport, amenities? Are housing prices rising, stable, falling? Is property selling quickly in the area? Researching the rental demand in the area you’re planning to buy in, will also help make your final decision that much easier.
