Month: March 2022

1. Investing can beat cash over the long term There’s never a bad time to consider investing when you’re focussing on the long term – five years or longer. No one knows whether the stock market will be higher or lower tomorrow. There’s never really a picture-perfect moment to invest or to sell. And buying in at the market low point and selling at the top is almost impossible to get right. Generally, investing in the stock market has yielded better returns than cash over the long term. Taking a long-term approach with your investments helps cut out the short-term noise and with it, the worries about finding the right time to invest. If you think you’ll need the money in the next five years, it’s sensible to hold cash. So if you’re putting away money for the long term, and are happy with the extra risks involved, investing in a stocks and shares ISA could ...